Peranan Kredit Usaha Rakyat Dalam Pemberdayaan Pelaku Usaha Di Karawang (Studi Kasus Bank Rakyat Indonesia Cabang Karawang)
Abstract
This study aims to describe the role of the Bank Rakyat Indonesia Banking Financial Institution in Empowering Micro, Small, and Medium Enterprises. This research uses a qualitative descriptive approach. The results obtained by the community are still reluctant to borrow capital through financial institutions due to complicated procedures, while showing that BRI through the People's Kredit Usaha Rakyat program (KUR) can help the progress of UMKM and UKMs, especially in Karawang Regency, through financing and empowerment with low-interest rates. . From the findings, BRI needs to take several approaches to the community, to create trust and change the negative stigma with the KUR program at Bank Rakyat Indonesia.
References
Badan Pusat Statistik. (2023). Retrieved from Posisi Kredit Usaha Mikro, Kecil, dan Menengah (UMKM) pada Bank Umum: https://tinyurl.com/2p8baeu3 Diakses 10 Januari 2023
BRI. (2023). Retrieved from Pinjaman Kecil dan Menengah: https://bri.co.id/kur Diakses 10 Januari 2023
Gustika, R. (2016). Pengaruh Pemberian Kredit Usaha Rakyat Terhadap Pendapatan Masyarakat Ladang Panjang Kec. Tigo. Nagari Kab. Pasaman. E-Jurnal Apresiasi Ekonomi, 4(2), 107–115.
Kredit Usaha Rakyat. (2016). Retrieved from Kredit Usaha Rakyat Kementerian Kordinator Bidang Perkenomian Republik Indonesia: http://kur.ekon.go.id/peraturan-dan-ketentuan
Maryani, Zainal Abidin. (2021). Peran Lembaga Keuangan Syariah . Jurnal Manajemen Bisnis, 392-405.
Sugiyono. (2017). Metode Penelitian Kuantitatif, Kualitatif dan R&D. Bandung: Alfabeta.