Masuku, Muhaidin. “Pengaruh Literasi Keuangan Terhadap Kinerja UMKM Di Kecamatan Sanana Kabupaten Kepulauan Sula”. Jurnal Ilmiah Wahana Pendidikan 11, no. 8.D (November 9, 2025): 476-490. Accessed April 28, 2026. https://jurnal.peneliti.net/index.php/JIWP/article/view/13142.