Jordy, Michael, and Susy Muchtar. “Pengaruh Capital Scructure, Operating Efficient Dan Non-Interest Income Terhadap Profitabilitas Perbankan Konvensional Yang Terdaftar Di Bursa Efek Indonesia”. Jurnal Ilmiah Wahana Pendidikan 10, no. 16 (August 31, 2024): 532-544. Accessed May 8, 2026. https://jurnal.peneliti.net/index.php/JIWP/article/view/7754.