Pengaruh Pembiayaan Mudharabah Dan Pembiayaan Murabahah Terhadap Profitabilitas (Pada Bank Umum Syariah Di Indonesia)
Abstract
This research was conducted to examine the effect of the variable mudharabah financing and murabahah financing on the profitability of Islamic commercial banks registered at Bank Indonesia (BI) for the 2018-2020 period. The population used in this study is a quarterly financial report at Bank BRI Syariah, Bank Muamalat Indonesia and Bank BNI Syariah and the sampling technique in this study used a purposive sampling technique. Data is obtained by accessing the Financial Services Authority's website (www.ojk.go.id). Data analysis techniques in this study used the classical assumption test, hypothesis testing and multiple linear regression analysis tests. The results showed: (1) Mudharabah has a positive and significant effect on profitability and (2) Murabahah has a positive and significant effect on profitability.
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