Pengaruh Koperasi Simpan Pinjam Terhadap Perkembangan Umkm Di Kecamatan Medan Petisah (Studi Kasus Pada Koperasi Simpan Pinjam Nasari)

Abstract

The purpose of this study was to determine the effect of savings and loan cooperatives on the development of SMEs in the Medan Petisah area (Case Study of Savings and Loans Operations in Nasar). The population of this study only consisted of SMEs operating in the Petisah market in the Petisah area of ​​Medan, totaling 204 people. The sampling technique for this study used a non-probability sampling method accompanied by a random sampling technique, namely the random sampling technique. The researcher took a sample of 51 respondents and concluded that this number represented a population of 204 and was considered to represent a population because it represented 25. This research was conducted in 2023. This study used quantitative data which was processed with SPSS 22.0 using a linear regression model. The results of the t test show that the tcount value of the Savings and Loans Cooperative variable is 4.249, while the t table value is 2.00758. We know that t-count > t-table. The saving variable t also has a significant value below 0.05 ie. 0.000, so reject Ho and accept Ha. It can be concluded that savings and loan cooperatives (X) have a positive and significant effect on the development of SMEs (Y) in the Medan Petisah area.